4318 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4318 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	3,176 sqft · built 2021
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Tax Bill	$7,165 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0402892943`

Property Details

APN / Parcel Number

Primary APN	`0402892943`
Alternative APNs	`471331` `799347`

Interior

Stories	2 Stories
Building Area	3,176 sqft Living Area
2nd Floor Area	880 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Lot Area	36,155 sqft (0.83 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	240 sqft

Location & Zoning

Account Number	799347
Street Address	4318 CEDAR CREEK RD
City	TEMPLE
State	TX
Zip	76504-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG VIEW ESTATES, BLOCK 001, LOT 0013, 0.830AC 0.830AC
Legal Subdivision	LONG VIEW ESTATES
Legal Block	1
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	20302

Owner

4318 Cedar Creek Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4318 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UBS BANK USA
Apr 1, 2019	Deed of Trust, Mortgage EXTRACO BK
Aug 10, 2018	Loan Modification, Mortgage FIRST NAT'L BK/MOODY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022
Deed Sale	Jul 1, 2022
Deed Document Number	2022042119
Record Updated	Jun 7, 2026

July 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 1, 2022
Property Address	4318 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000042119
Map Reference	DOC 2016-100
Instrument Date	Jun 30, 2022
Instrument	2022042119
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 CEDAR CREEK RD, TEMPLE, TX 76504-4920

Mortgage

Document Number	0000042120
Date	Jul 1, 2022
Instrument	2022042120

Lender

Name	UBS BANK USA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4318 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000013135
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000013135
Date	Apr 5, 2019
Book Page	010790/000509
Instrument	13135

Lender

Name	EXTRACO BK
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 4, 2029

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4318 CEDAR CREEK RD, TEMPLE, TX 76504-4920
Document Number	0000035329
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 AIRPORT TRL TEMPLE TX 765046053, TEMPLE, TX 76504-6053

Mortgage

Document Number	0000035329
Date	Aug 22, 2018
Instrument	35329

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,165.00 (+307.8%) Homeowner's exemption	$637,356 Land $63,271 Building $574,085	$637,356 Land $63,271 Building $574,085
2022	$1,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4318 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 Cedar Creek Rd is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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