435 Williamsville Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 435 Williamsville Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 2006
Lot Size	0.228 acres (9,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Nov 2018)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Jan 2020 Refinance Nov 2018 Sale & Mortgage
APN	`15897`

Property Details

APN / Parcel Number

Primary APN	`15897`
Alternative APN	`PHIL M:00003 L:0003E`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	5,184 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,943 sqft (0.228 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15897
Street Address	435 WILLIAMSVILLE RD
City	PHILLIPSTON
State	MA
Zip	01331-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SURVEYED OWNER WILLIAMSVILLE R
Legal Lot Number	3E
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1063
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 WILLIAMSVILLE RD, PHILLIPSTON, MA 01331-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Nov 27, 2018	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Jan 18, 2007 · Amount on Record
Deed Book / Page	59738 / 251
Transfer Doc	45203-353
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	435 WILLIAMSVILLE RD, PHILLIPSTON, MA 01331-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61725-261
Date	Jan 10, 2020
Book Page	61725/261
Instrument	2772

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Nov 27, 2018
Property Address	435 WILLIAMSVILLE RD, PHILLIPSTON, MA 01331-9533
Document Number	59738-251
Book / Page	59738 / 251
Instrument	125315
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	597380254
Date	Nov 27, 2018
Instrument	59738/0254

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (+8.62%)	$439,500 (+15.48%) Land $47,600 Building $391,900	$430,635 (-10.45%)
2024	$4,560.00 (-3.02%)	$380,600 (+3.93%) Land $45,300 Building $335,300	$480,890
2023	$4,702.00	$366,200 Land $45,300 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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