435 W Reader St, Elburn, IL 60119 Property Records

Kane County property record for 435 W Reader St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · built 1908
Lot Size0.194 acres (8,464 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2009)
Tax Bill$5,268 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-06-204-015

Property Details

APN / Parcel Number

Primary APN11-06-204-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood
Lot Area8,464 sqft (0.194 acres)
Lot Dimensions132 ft deep x 66 ft wide
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address435 W READER ST
CityELBURN
StateIL
Zip60119-8214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREADS 3RD ADD - LOT 1 IN BLK 3
Legal SubdivisionREADS 3RD ADD
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1033
Census Tract854507

Owner

Source: Kane County records · APN 11-06-204-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address435 W READER ST, ELBURN, IL 60119-8214
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2009 · Amount on Record
Deed SaleAug 10, 2009 · Amount on Record
Prior SaleSep 24, 1997 · Amount on Record
Deed Document Number200960944
Last Transfer DateJun 16, 2020
Transfer Doc0000039744
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 22, 2020
Property Address435 W READER ST, ELBURN, IL 60119-8214
Document Number0000039744
Instrument DateJun 16, 2020
Instrument39744
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address435 W READER ST ELBURN IL 601198214, ELBURN, IL 60119-8214

Mortgage

Document Number39833
DateJul 22, 2020
Instrument39833
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
AmountAmount Recorded
Term180 Months
DueJul 21, 2035

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,268.00 (+17.83%)
2024$60,866 (+27.43%) Land $10,209 Building $50,657$182,671 (+27.48%) Land $30,639 Building $152,032
2022$4,471.00 (+3.09%)$47,763 (+4.48%) Land $8,456 Building $39,307$143,289 (+4.48%) Land $25,368 Building $117,921
2021$4,337.00$45,715 Land $8,093 Building $37,622$137,145 Land $24,279 Building $112,866

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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