428 W Reader St, Elburn, IL 60119 Property Records

Kane County property record for 428 W Reader St, Elburn, IL 60119 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	9,643 sqft (0.221 acres)
Occupancy	Owner Occupied
Last Sale	$230,500 (2020)
Tax Bill	$6,298.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-06-202-015`

Exterior

Lot Area	9,643 sqft (0.221 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	428 W READER ST
City	ELBURN
State	IL
Zip	60119-8213
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	L R READS ADD 02
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Minor Civil Division	BLACKBERRY
Census Blockgroup	1
Census Block	1032
Census Tract	854507

Owner

Source: Kane County records · APN 11-06-202-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 W READER ST, ELBURN, IL 60119-8213
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Doc Number	202060905
Record Refreshed	Sep 20, 2026

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2020
Property Address	428 W READER ST, ELBURN, IL 60119-8213
Document Number	0000060905
Instrument Date	Oct 06, 2002
Instrument	2020K060905
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE IS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.50
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	428 W READER ST, ELBURN, IL 60119

Mortgage

Document Number	0000060906
Date	Oct 13, 2020
Instrument	2020K060906

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,298.00 (+20.95%) Homeowner's exemption
2024		$80,107 (+29.98%) Land $11,295 Building $68,812	$240,417 (+30.03%) Land $33,899 Building $206,519
2022	$5,207.00 (+11.05%) Homeowner's exemption	$61,630 (+11.19%) Land $9,356 Building $52,274	$184,890 (+11.19%) Land $28,068 Building $156,822
2021	$4,689.00 Homeowner's exemption	$55,429 Land $8,955 Building $46,474	$166,287 Land $26,865 Building $139,422

Flood & Wildfire

428 W Reader St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.