427 W Reader St, Elburn, IL 60119 Property Records

Kane County property record for 427 W Reader St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.193 acres (8,389 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jul 2022)
Tax Bill$6,202 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-06-204-006

Property Details

APN / Parcel Number

Primary APN11-06-204-006

Exterior

Lot Area8,389 sqft (0.193 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Location & Zoning

Street Address427 W READER ST
CityELBURN
StateIL
Zip60119-8214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN BLK 2 OF L R READS 2ND ADD
Legal SubdivisionL R READS 2ND ADD
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1033
Census Tract854507

Owner

Source: Kane County records · APN 11-06-204-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address427 W READER ST, ELBURN, IL 60119-8214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 04, 2018Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleSep 04, 2018 · Amount on Record
Deed Document Number202237534
Prior Transfer DateJul 15, 2022
Prior Transfer Doc0000037534
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 22, 2022
Property Address427 W READER ST, ELBURN, IL 60119-8214
Document Number0000037534
Instrument DateJul 15, 2022
Instrument2022K037534
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 W READER ST, ELBURN, IL 60119-8214

Mortgage

Document Number0000037535
DateJul 22, 2022
Instrument2022K037535
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 04, 2018
Property Address427 W READER ST, ELBURN, IL 60119-8214
Document Number0000043179
Instrument DateAug 20, 2018
Instrument2018K043179
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyAFFINITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$143.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 W READER ST, ELBURN, IL 60119-8214

Mortgage

Document Number0000043180
DateSep 04, 2018
Instrument2018K043180
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,202.00 (+58.54%) Homeowner's exemption
2024$79,005 (+28.18%) Land $9,591 Building $69,414$237,110 (+28.23%) Land $28,785 Building $208,325
2022$3,912.00 (+3.74%) Homeowner's exemption$61,637 (+4.48%) Land $7,944 Building $53,693$184,911 (+4.48%) Land $23,832 Building $161,079
2021$3,771.00 Homeowner's exemption$58,994 Land $7,603 Building $51,391$176,982 Land $22,809 Building $154,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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