Kane County property record for 431 W Reader St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,733 sqft · built 1911 |
| Lot Size | 0.189 acres (8,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Jun 2007) |
| Tax Bill | $6,237 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-204-005 |
| Primary APN | 11-06-204-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,733 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Lot Area | 8,246 sqft (0.189 acres) |
| Lot Dimensions | 62 ft deep x 132 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 431 W READER ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | L R READS ADD 02 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 854507 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 W READER ST, ELBURN, IL 60119-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 4, 2007 · Amount on Record |
| Deed Sale | Jun 4, 2007 · Amount on Record |
| Deed Document Number | 200758925 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,237.00 (+14.95%) Homeowner's exemption | ||
| 2024 | $79,399 (+24.13%) Land $9,591 Building $69,808 | $238,292 (+24.18%) Land $28,785 Building $209,508 | |
| 2022 | $5,426.00 (+3.57%) Homeowner's exemption | $63,965 (+4.48%) Land $7,944 Building $56,021 | $191,895 (+4.48%) Land $23,832 Building $168,063 |
| 2021 | $5,239.00 Homeowner's exemption | $61,222 Land $7,603 Building $53,619 | $183,666 Land $22,809 Building $160,857 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV, Xfinity.
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