435 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 435 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,452 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,658 (2025)
Deeds & Mortgages	May 2018 Transfer Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-123-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-123-000`
Alternative APN	`44991`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,452 sqft Heated Area
1st Floor Area	112 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44991
Street Address	435 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 84 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	84
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

435 Silver Ridge Rd is owned and occupied by two individuals who acquired it in April 2018.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	435 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Quit Claim Deed, Transfer OTHER
Apr 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2018
Transfer Doc	0036980266
Record Updated	Jun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	May 8, 2018
Property Address	435 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number	0036980266
Book / Page	003698 / 000266
Instrument Date	Apr 6, 2018
Instrument	5603
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 SILVER RIDGE RD COVINGTON GA 30016, COVINGTON, GA 30016

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 11, 2018
Property Address	435 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number	0036880006
Book / Page	003688 / 000006
Instrument Date	Apr 6, 2018
Instrument	4430
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 SILVER RIDGE RD COVINGTON GA 30016, COVINGTON, GA 30016

Mortgage

Document Number	36880008
Date	Apr 11, 2018
Book Page	003688/000008
Instrument	4431

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 435 Silver Ridge Rd was $4,658.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00	$184,800 Land $23,600 Building $161,200	$462,000 Land $59,000 Building $403,000
2023		$161,200 Land $12,800 Building $148,400	$403,000 Land $32,000 Building $371,000
2022	$4,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Silver Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Silver Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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