415 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 415 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,648 sqft · built 2018
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$241,200 (Mar 2018)
Tax Bill$4,071 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0025I-00000-138-000

Property Details

APN / Parcel Number

Primary APN0025I-00000-138-000
Alternative APN
  • 45085

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,648 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage Area752 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45085
Street Address415 SILVER RIDGE RD
CityCOVINGTON
StateGA
Zip30016-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 86 SILVER RDG FRM PH 3
Legal SubdivisionSILVER RIDGE
Legal Phase3
Legal Lot Number86
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2004
Census Tract100506

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 SILVER RIDGE RD, COVINGTON, GA 30016-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Deed Document Number0003683480
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Recording DateApr 7, 2026
Property Address415 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number0048190000000420
Book / Page4819 / 420
Instrument DateMar 25, 2026
Instrument20264008
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SILVER RIDGE RD, COVINGTON, GA 30016-2326

Mortgage

Document Number0000004008,
DateApr 7, 2026
Book Page4819/420
Instrument20264008
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueMar 1, 2050
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,071.00 (+3.96%) Homeowner's exemption$165,080 (+15.38%) Land $23,600 Building $141,480$412,700 (+15.38%) Land $59,000 Building $353,700
2023$143,080 Land $12,800 Building $130,280$357,700 Land $32,000 Building $325,700
2022$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWTON CO. WATER-SEWERAGE AUTH
serves 74,364 people · EPA ID GA2170004
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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