405 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 405 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,584 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$572 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-139-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-139-000`
Alternative APN	`45086`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45086
Street Address	405 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 87 SILVER RDG FRM PH 3
Legal Subdivision	SILVER RIDGE
Legal Phase	3
Legal Lot Number	87
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit GOLDMAN SACHS BK USA
Sep 23, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	0004623235
Deed Book / Page	4623 / 235
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	405 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number	0040780581
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	530 HOWARD ST #101 SAN FRANCISCO CA 941053007, 101, SAN FRANCISCO, CA 94105-3007

Mortgage

Document Number	0040780581
Date	Oct 5, 2020
Book Page	004078/000581
Instrument	14106

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	200 WEST ST, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 4, 2023

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 23, 2020
Property Address	405 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number	0040730756
Book / Page	004073 / 000756
Instrument Date	Aug 1, 2020
Instrument	13486
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 SILVER RIDGE RD COVINGTON GA 300162326, COVINGTON, GA 30016-2326
Investor	Possibly a Property Investor

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 16, 2018
Property Address	405 SILVER RIDGE RD, COVINGTON, GA 30016-2326
Document Number	0036890425
Book / Page	003689 / 000425
Instrument Date	Apr 11, 2018
Instrument	4626
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SILVER RIDGE RD COVINGTON GA 300162326, COVINGTON, GA 30016-2326

Mortgage

Document Number	36890427
Date	Apr 16, 2018
Book Page	003689/000427
Instrument	4627

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (-85.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,400 (-) Land $12,319 Building $130,081	$356,000 (-) Land $30,798 Building $325,202
2023		$142,400 Land $12,800 Building $129,600	$356,000 Land $32,000 Building $324,000
2022	$3,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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