365 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 365 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,584 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Mar 2026)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-143-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-143-000`
Alternative APN	`45091`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Heated Area
1st Floor Area	152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45091
Street Address	365 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 91 SILVER RDG FRM PH 3
Legal Subdivision	SILVER RIDGE
Legal Phase	3
Legal Lot Number	91
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

365 Silver Ridge Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Newton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICA FUNDING
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICA FUNDING
Mar 11, 2026	Limited Warranty Deed, Transfer MORTGAGE RESEARCH CENTER DBA VETERA
Jun 6, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Book / Page	4811 / 74
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328

Mortgage

Document Number	0046630000000749
Date	Oct 8, 2024
Book Page	0000004663/0000000749
Instrument	2024010622

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328

Mortgage

Document Number	0045660000000368
Date	Nov 9, 2023
Book Page	0000004566/0000000368

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 11, 2026
Property Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328
Document Number	0048110074
Book / Page	4811 / 74
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.98
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328

Mortgage

Document Number	0000481176
Date	Mar 11, 2026
Instrument	4811/76

Lender

Name	MORTGAGE RESEARCH CENTER DBA VETERA

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2056

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 6, 2018
Property Address	365 SILVER RIDGE RD, COVINGTON, GA 30016-2328
Document Number	0037090508
Book / Page	003709 / 000508
Instrument Date	May 21, 2018
Instrument	6839
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 SILVER RIDGE RD COVINGTON GA 300162328, COVINGTON, GA 30016-2328

Mortgage

Document Number	37090510
Date	Jun 6, 2018
Book Page	003709/000510
Instrument	6840

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 365 Silver Ridge Rd was $4,030 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 Homeowner's exemption	$163,440 Land $23,600 Building $139,840	$408,600 Land $59,000 Building $349,600
2023		$142,400 Land $12,800 Building $129,600	$356,000 Land $32,000 Building $324,000
2022	$3,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 365 Silver Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Silver Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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