435 Havasu Pt, Spring Branch, TX 78070 Property Records

Comal County property record for 435 Havasu Pt, Spring Branch, TX 78070

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,790 sqft · built 2020
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$343,800 (Apr 2021)
Tax Bill$8,431 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-0330-0049-00

Property Details

APN / Parcel Number

Primary APN14-0330-0049-00
Alternative APN
  • 154529

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,790 sqft Living Area
Gross Area4,126 sqft
1st Floor Area2,790 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft
Garage TypeAttached
Garage Area846 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address435 HAVASU PT
CitySPRING BRANCH
StateTX
Zip78070-5522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCASCADA AT CANYON LAKE 1, LOT 49
Legal SubdivisionCASCADA AT CANYON LAKE 1
Legal Block2
Legal Lot Number49
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group2
Census Block2031
Census Tract310609

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address435 HAVASU PT, SPRING BRANCH, TX 78070-5522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Mar 26, 2019Quit Claim Deed, Mortgage
SCHERTZ BK&TR
Jun 15, 2017Quit Claim Deed, Mortgage
SCHERTZ BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Prior SaleApr 27, 2021
Deed Document Number202123277
Record UpdatedOct 29, 2026

April 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateApr 30, 2021
Property Address435 HAVASU PT, SPRING BRANCH, TX 78070-5522
Document Number0006023277
Instrument DateApr 29, 2021
Instrument202106023277
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 8, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 HAVASU PT, SPRING BRANCH, TX 78070-5522

Mortgage

Document Number0006023278
DateApr 30, 2021
Instrument202106023278
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOMAL TX
Recording DateMar 26, 2019
Property Address435 HAVASU PT, SPRING BRANCH, TX 78070-5522
Document Number0006009925
Instrument DateMar 21, 2019
Instrument6009925
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32335 US HIGHWAY 281 N BULVERDE TX 781633158, BULVERDE, TX 78163-3158

Mortgage

Document Number6009926
DateMar 26, 2019
Instrument6009926
Lender
NameSCHERTZ BK&TR
TypeBank
Agreement
AmountAmount Recorded

June 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOMAL TX
Recording DateJun 15, 2017
Property Address435 HAVASU PT, SPRING BRANCH, TX 78070-5522
Document Number0006029116
Instrument DateJun 14, 2017
Instrument6029116
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyTRINITY TITLE/TX LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32335 US HIGHWAY 281 N BULVERDE TX 781633158, BULVERDE, TX 78163-3158

Mortgage

Document Number6029118
DateJun 15, 2017
Instrument6029118
Lender
NameSCHERTZ BK&TR
TypeBank
Address519 MAIN ST, SCHERTZ, TX 78154-2144
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$816,225 (+0.33%) Land $84,630 Building $731,595$816,225 (-9.11%) Land $84,630 Building $731,595
2025$8,431.00 (+6.49%) Homeowner's exemption$813,569 (+18.26%) Land $91,540 Building $806,530$898,070 (+30.55%) Land $91,540 Building $806,530
2024$7,917.00 (+8.35%)
2023$687,933 Land $101,710 Building $586,223$687,933 Land $101,710 Building $586,223
2022$7,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLWSC CANYON LAKE SHORES
private · serves 44,196 people · EPA ID TX0460019
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Turbidity
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GVTC
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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