Comal County property record for 440 Havasu Pt, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,816 sqft · built 2014 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $764,750 (Jan 2023) |
| Tax Bill | $11,997 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0330-0023-00 |
| Primary APN | 14-0330-0023-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 2,816 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft |
| View / Lot | Hill/Valley |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 870 sqft |
| Patio Area | 200 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 440 HAVASU PT |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADA AT CANYON LAKE 1, LOT 23 |
| Legal Subdivision | CASCADA AT CANYON LAKE 1 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 310609 |
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 12, 2023 | Vendor's Lien, Transfer · Conventional Mortgage SUNFLOWER BANK NA |
| Nov 1, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Prior Sale | Mar 6, 2014 · Amount on Record |
| Deed Document Number | 20231343 |
| Prior Transfer Date | Nov 25, 2013 |
| Prior Transfer Doc | 0006007462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jan 12, 2023 |
| Property Address | 440 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006001343 |
| Map Reference | DOC 200806022283 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 202306001343 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 E FLOWING RIVER DR, BOERNE, TX 78006-2497 |
| Name | Verified Name |
|---|---|
| Address | 440 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006001344 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 202306001344 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 440 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006048557 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 201706048557 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63141 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768,090 (-2.24%) Land $104,600 Building $663,490 | $768,090 (-2.24%) Land $104,600 Building $663,490 | |
| 2025 | $11,997.00 (+21.8%) | $785,670 (+14.17%) Land $113,150 Building $672,520 | $785,670 (+14.17%) Land $113,150 Building $672,520 |
| 2024 | $9,850.00 (+71.22%) | ||
| 2023 | $688,140 Land $125,720 Building $562,420 | $688,140 Land $125,720 Building $562,420 | |
| 2022 | $5,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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