435 E Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 435 E Morrell St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage750 sqft Living Area
Lot Size16,509 sqft (0.379 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2017)
Tax Bill$2,164.00 (2025)

Property Details

APN / Parcel Number

Primary APN54-451-011-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area750 sqft Living Area
1st Floor750 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area16,509 sqft (0.379 acres)
Depth X Width165 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address435 E MORRELL ST
CityOTSEGO
StateMI
Zip49078-1335
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLOCK A HOMESTEAD ADDITION.
Legal SubdivisionBLOCK A HOMESTEAD ADD
Legal BlockA
Legal Lot Number11-12
JurisdictionALLEGAN MI
Minor Civil DivisionOTSEGO
Census Blockgroup2
Census Block2007
Census Tract31900

Owner

Source: Allegan County records · APN 54-451-011-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address435 E MORRELL ST, OTSEGO, MI 49078-1335
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Line of Credit
ARBOR FINANCIAL CREDIT UNION
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARBOR FINANCIAL CU
Aug 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LC
Jun 20, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Prior SaleOct 27, 2000 · Amount on Record
Deed Book / Page4150 / 697
Prior Transfer DateDec 10, 2004
Prior Transfer Doc2770000986
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Recording DateMay 14, 2026
Property Address435 E MORRELL ST, OTSEGO, MI 49078-1335
Document Number005137/663
Book / Page5137 / 663
Instrument DateMay 08, 2026
Instrument20267974
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E MORRELL ST, OTSEGO, MI 49078-1335

Mortgage

Document Number0000007974,
DateMay 14, 2026
Book Page5137/663
Instrument20267974
Lender
NameARBOR FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2046
Interest
Rate8.5%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address435 E MORRELL ST, OTSEGO, MI 49078-1335
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4533/114
DateNov 03, 2020
Book Page4533/114
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address435 E MORRELL ST, OTSEGO, MI 49078-1335
Transaction TypeMortgage
Record UpdatedAug 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0004163443
DateAug 02, 2017
Book Page4163/443
Lender
NameMORTGAGE CENTER LC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJun 20, 2017
Property Address435 E MORRELL ST, OTSEGO, MI 49078-1335
Document Number4150/697
Book / Page4150 / 697
Instrument DateJun 09, 2017
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

AmountAmount Recorded
Tax$731.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address121 CHURCH ST, 121, PLAINWELL, MI 49080-1246

Transferred To (Grantee/Buyer)

NameVerified Name
Address12740 PINE LAKE RD, PLAINWELL, MI 49080-9272

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$76,500 (+5.37%) Land $17,000 Building $59,500$153,000 (+5.37%) Land $34,000 Building $119,000
2025$2,164.00 (+2.61%) Homeowner's exemption$72,600 (+32.72%) Land $15,200 Building $57,400$145,200 (+32.72%) Land $30,400 Building $114,800
2024$2,109.00 (+16.71%)
2023$54,700 Land $8,600 Building $46,100$109,400 Land $17,200 Building $92,200
2022$1,807.00

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