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428 E Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 428 E Morrell St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1901
Square Footage1,201 sqft Living Area
Lot Size8,494 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$152,000 (2021)
Tax Bill$3,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN54-453-008-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,201 sqft Living Area
1st Floor913 sqft 1st Floor
Basement Area168 sqft Basement
Unfinished Basement168 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialStucco Exterior
Foundation TypeNo Foundation Foundation
Lot Area8,494 sqft (0.195 acres)
Depth X Width165 ft x 51.6 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address428 E MORRELL ST
CityOTSEGO
StateMI
Zip49078-1336
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 & E 1/2 OF LOT 7 & 8 1/3 FT OFF E SIDE OF W 1/2 OF LOT 7 BLK C EX COM AT NE COR OF LOT 8 BLK. C TH WLY ALG N LIN OF LOT
Legal SubdivisionTO POB HOMESTEAD ADD
Legal BlockC
JurisdictionALLEGAN MI
Minor Civil DivisionOTSEGO
Census Blockgroup2
Census Block2014
Census Tract31900

Owner

Source: Allegan County records · APN 54-453-008-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 E MORRELL ST, OTSEGO, MI 49078-1336
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLEGAN COMMUNITY FCU
Mar 16, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 13, 2019Warranty Deed, Transfer · Conventional Mortgage
ALLEGAN COMMUNITY FCU
Nov 26, 2018Warranty Deed, Transfer
NATIONS TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleMay 13, 2019 · Amount on Record
Deed Book / Page4590 / 961
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address428 E MORRELL ST, OTSEGO, MI 49078-1336
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004589/454
DateMar 12, 2021
Book Page4589/454
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address428 E MORRELL ST, OTSEGO, MI 49078-1336
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004442/618
DateMar 24, 2020
Book Page4442/618
Lender
NameALLEGAN COMMUNITY FCU
TypeCredit Union
AddressALLEGAN, MI 49010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2049

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMar 16, 2021
Property Address428 E MORRELL ST, OTSEGO, MI 49078-1336
Document Number4590/961
Book / Page4590 / 961
Instrument DateMar 08, 2021
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$1,307.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address428 E MORRELL ST, 428, OTSEGO, MI 49078-1336

Transferred To (Grantee/Buyer)

NameVerified Name
Address3424 W MAIN ST APT 7, 7, KALAMAZOO, MI 49006-6036

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMay 13, 2019
Property Address428 E MORRELL ST, OTSEGO, MI 49078-1336
Document Number004343/311
Book / Page4343 / 311
Instrument DateApr 26, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,169.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address848 CAMELOT PKWY, 848, EL CAJON, CA 92019-1252

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address237 CUTLER ST, ALLEGAN, MI 49010-1254

Mortgage

Document Number0004343313
DateMay 13, 2019
Instrument4343/313
Lender
NameALLEGAN COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateNov 26, 2018
Property Address428 E MORRELL ST, OTSEGO, MI 49078-1336
Document Number4302/730
Book / Page4302 / 730
Instrument DateNov 15, 2018
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyNATIONS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 CAMELOT PKWY, EL CAJON, CA 92019-1252

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$91,100 (+36.38%) Land $8,800 Building $82,300$182,200 (+36.38%) Land $17,600 Building $164,600
2025$3,009.00 (+19.69%)
2023$66,800 Land $4,500 Building $62,300$133,600 Land $9,000 Building $124,600
2022$2,514.00

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