Allegan County property record for 427 E Morrell St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $196,500 (2023) |
| Tax Bill | $2,969.00 (2025) |
| Primary APN | 54-451-014-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,092 sqft Living Area |
| 1st Floor | 948 sqft 1st Floor |
| Basement Area | 576 sqft Basement |
| Unfinished Basement | 576 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Wood Exterior |
| Lot Area | 8,233 sqft (0.189 acres) |
| Depth X Width | 165 ft x 50 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 427 E MORRELL ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1335 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK A HOMESTEAD ADDITION. |
| Legal Subdivision | BLOCK A HOMESTEAD ADD |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 31900 |
Source: Allegan County records · APN 54-451-014-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 E MORRELL ST, OTSEGO, MI 49078-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU |
| Dec 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC |
| Mar 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2023 · Amount on Record |
| Deed Sale | Aug 04, 2023 · Amount on Record |
| Prior Sale | Dec 19, 2000 |
| Deed Doc Number | 202311185 |
| Deed Book / Page | 4876 / 389 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 04, 2023 |
| Property Address | 427 E MORRELL ST, OTSEGO, MI 49078-1335 |
| Document Number | 004876/389 |
| Book / Page | 4876 / 389 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023011185 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,473.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 E MORRELL ST, OTSEGO, MI 49078-1335 |
| Document Number | 2023011186 |
|---|---|
| Date | Aug 04, 2023 |
| Instrument | 2023011186 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.5% |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 427 E MORRELL ST, OTSEGO, MI 49078-1335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 756 GLENVIEW DR, SAN BRUNO, CA 94066-3748 |
| Document Number | 004709/582 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 4709/582 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 427 E MORRELL ST, OTSEGO, MI 49078-1335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4120/494 |
|---|---|
| Date | Mar 09, 2017 |
| Book Page | 4120/494 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,900 (+35.87%) Land $8,500 Building $68,400 | $153,800 (+35.87%) Land $17,000 Building $136,800 | |
| 2025 | $2,969.00 (+57.84%) | ||
| 2023 | $56,600 Land $4,300 Building $52,300 | $113,200 Land $8,600 Building $104,600 | |
| 2022 | $1,881.00 |
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