Allegan County property record for 432 E Morrell St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 720 sqft Living Area |
| Lot Size | 5,053 sqft (0.116 acres) |
| Garage | 264 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $82,500 (2019) |
| Tax Bill | $1,813.00 (2025) |
Source: Allegan County records · APN 54-453-008-50
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 E MORRELL ST, OTSEGO, MI 49078-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Dec 19, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | May 20, 2008 · Amount on Record |
| Deed Book / Page | 4414 / 619 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 432 E MORRELL ST, OTSEGO, MI 49078-1336 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 432 E MORRELL ST, OTSEGO, MI 49078-1336 |
| Document Number | 0004760/82 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 4760/82 |
| Instrument | 2022009970 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Dec 19, 2019 |
| Property Address | 432 E MORRELL ST, OTSEGO, MI 49078-1336 |
| Document Number | 004414/619 |
| Book / Page | 4414 / 619 |
| Instrument Date | Oct 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 E MORRELL ST, 432, OTSEGO, MI 49078-1336 |
| Name | Verified Name |
|---|---|
| Address | 532 E HAMMOND ST, OTSEGO, MI 49078-1509 |
| Document Number | 0004414851 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 4414/851 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,000 (+35.59%) Land $5,200 Building $50,800 | $112,000 (+35.59%) Land $10,400 Building $101,600 | |
| 2025 | $1,813.00 (+19.75%) | ||
| 2023 | $41,300 Land $2,600 Building $38,700 | $82,600 Land $5,200 Building $77,400 | |
| 2022 | $1,514.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 54-453-008-50 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 720 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 5,053 sqft (0.116 acres) |
| Depth X Width | 165 ft x 30.6 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 264 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 432 E MORRELL ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR OF LOT 8 BLK C TH WLY ALG N LIN OF LOT 8 A DIS. OF 33' TH S'LY 60.9' ALG LIN PPL TO E LIN OF LOT 8 TH W'LY |
| Legal Subdivision | TO POB HOMESTEAD ADD |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 31900 |
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