435 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 435 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Year BuiltBuilt 1890
Square Footage1,556 sqft Total Area
Lot Size9,280 sqft (0.213 acres)
Last Sale$1,200,000 (2019)
Tax Bill$2,570.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-023391
Alternative APNs
  • 7023391
  • 023391

Interior

Units4 Units
Building Area1,556 sqft Total Area
1st Floor1,556 sqft 1st Floor
Basement Area650 sqft Basement
Unfinished Basement650 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeBrick Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,280 sqft (0.213 acres)
Depth X Width232 ft x 40 ft Depth x Width

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageSewage Connected

Location & Zoning

Account Number023391
Street Address435 E MAIN ST
CityWESTMINSTER
StateMD
Zip21157-6688
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLT - 9280 SF 435 E MAIN ST WESTMINSTER
Legal SubdivisionLYNCH & ORENDORFF ADDITION
JurisdictionCARROLL MD
Minor Civil Division7, WESTMINSTER
Census Blockgroup1
Census Block1056
Census Tract507602

Owner

Source: Carroll County records · APN 07-023391

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address439 E MAIN ST, WESTMINSTER, MD 21157-5539
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2019 · Amount on Record
Deed SaleNov 06, 2019 · Amount on Record
Prior SaleOct 02, 1989 · Amount on Record
Deed Book / Page9470 / 148
Record RefreshedSep 20, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateNov 06, 2019
Property Address435 E MAIN ST, WESTMINSTER, MD 21157-6688
Document Number0094700148
Book / Page009470 / 000148
Instrument DateOct 23, 2019
Transaction TypeTransfer
Record UpdatedDec 04, 2019
Title CompanySAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address439 E MAIN ST WESTMINSTER MD 211575539, WESTMINSTER, MD 21157-5539

Mortgage

Document Number94700155
DateNov 06, 2019
Book Page009470/000155
Lender
NameNWSB BK
AddressGETTYSBURG, PA 17325
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number94700173,
DateNov 06, 2019
Book Page009470/000173
Lender
NameVECTOR 5 LLC
Agreement
AmountAmount Recorded
Interest
Rate1%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$234,100 (+6.26%) Land $113,800 Building $120,300$234,100 (+6.26%) Land $113,800 Building $120,300
2025$2,570.00 (+3.25%)
2023$2,489.00$220,300 Land $113,800 Building $106,500$220,300 Land $113,800 Building $106,500

Flood & Wildfire

435 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

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