Carroll County property record for 431 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1901 |
| Square Footage | 1,328 sqft Total Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Detached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $241,300 (2021) |
| Tax Bill | $2,387.00 (2025) |
| Primary APN | 07-013558 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,328 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Siding Exterior |
| Roof Material | Metal Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 198 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 48 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 013558 |
|---|---|
| Street Address | 431 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 13 - 7841 SF 431 E MAIN ST WESTMINSTER |
| Legal Subdivision | LYNCH & ORNDORFFS ADD WESTMIN |
| Legal Lot Number | 13 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1056 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-013558
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 26, 2021 | Deed, Transfer · Veterans Administration Mortgage FIRST HOME MORTGAGE CORP |
| Nov 03, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 08, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Nov 05, 2020 · Amount on Record |
| Deed Book / Page | 10233 / 348 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0103560269 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 10356/269 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 26, 2021 |
| Property Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Document Number | 0102330348 |
| Book / Page | 10233 / 348 |
| Map Reference | LB 9935 FO 51 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Document Number | 0010233354 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 10233/354 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 03, 2020 |
| Property Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Document Number | 0099350051 |
| Book / Page | 009935 / 000051 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $156.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 699 SCOTSDALE RD WESTMINSTER MD 211577683, WESTMINSTER, MD 21157-7683 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 08, 2019 |
| Property Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Document Number | 0094740001 |
| Book / Page | 9474 / 0001 |
| Map Reference | MB 1-A PG 52 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ASSOCIATES TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 431 E MAIN ST, WESTMINSTER, MD 21157-5539 |
| Document Number | 0000094746 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 9474/6 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,500 (+56.96%) Land $72,100 Building $170,400 | $242,500 (+56.96%) Land $72,100 Building $170,400 | |
| 2025 | $2,387.00 (+36.79%) | ||
| 2023 | $1,745.00 | $154,500 Land $72,100 Building $82,400 | $154,500 Land $72,100 Building $82,400 |
431 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures