430 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 430 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1890
Square Footage	1,516 sqft Total Area
Lot Size	9,452 sqft (0.217 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2011)
Tax Bill	$2,377.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-009577`
Alternative APNs	`7009577` `009577`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,516 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Siding Exterior
Roof Material	Metal Roof
Lot Area	9,452 sqft (0.217 acres)
Porch Area	162 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	009577
Street Address	430 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 - 9452 SFT 430 E MAIN ST RINEHARTS ADDITION
Legal Subdivision	RINEHARTS ADD
Legal Lot Number	1
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1007
Census Tract	507802

Owner

Source: Carroll County records · APN 07-009577

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	430 E MAIN ST, WESTMINSTER, MD 21157-5540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2011 · Amount on Record
Deed Sale	Oct 11, 2011 · Amount on Record
Prior Sale	Oct 11, 2011 · Amount on Record
Deed Doc Number	20116680/0391
Deed Book / Page	6680 / 391
Record Refreshed	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	430 E MAIN ST, WESTMINSTER, MD 21157-5540
Document Number	0092410391
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E MAIN ST WESTMINSTER MD 211575540, WESTMINSTER, MD 21157-5540

Mortgage

Document Number	0092410391
Date	Mar 14, 2019
Book Page	009241/000391

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2039

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,400 (+22.98%) Land $74,100 Building $152,300	$226,400 (+22.98%) Land $74,100 Building $152,300
2025	$2,377.00 (+14.28%)
2023	$2,080.00	$184,100 Land $74,100 Building $110,000	$184,100 Land $74,100 Building $110,000

Flood & Wildfire

430 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.