432 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 432 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,046 sqft · built 1900
Lot Size	0.164 acres (7,128 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,663 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-028792`

Property Details

APN / Parcel Number

Primary APN	`07-028792`
Alternative APNs	`7028792` `028792`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,046 sqft Total Area
Attic	Attic
Attic Area	432 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	7,128 sqft (0.164 acres)
Porch	Slab
Porch Area	35 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	028792
Street Address	432 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 1 - 7128 SQ FT 432 E MAIN ST RINEHARTS ADDITION
Legal Subdivision	RINEHARTS ADD
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1007
Census Tract	507802

Owner

Source: Carroll County records · APN 07-028792

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 E MAIN ST, WESTMINSTER, MD 21157-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2008
Deed Sale	Jan 25, 2008
Prior Sale	Jan 03, 1996 · Amount on Record
Deed Document Number	200872276
Deed Book / Page	5444 / 524
Prior Transfer Date	Jan 24, 2008
Prior Transfer Doc	0054440524
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,800 (+9.27%) Land $71,200 Building $188,600	$259,800 (-) Land $71,200 Building $188,600
2025	$2,663.00 (+21.71%)	$237,767 (+22.75%)	$259,800 (+34.12%) Land $71,200 Building $188,600
2023	$2,188.00	$193,700 Land $71,200 Building $122,500	$193,700 Land $71,200 Building $122,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135078021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ting Fiber	Fiber	1,000 / 1,000

May also be available at this address: Verizon, Quantum Telecommunications. Availability varies by address; speeds are provider-advertised maximums, not measured.