435 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 435 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1947
Lot Size	0.15 acres (6,549 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2024)
Tax Bill	$9,315 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-1992-00-270`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-1992-00-270`
Alternative APNs	`292301199200270` `384296` `389578` `394030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	2,092 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,549 sqft (0.15 acres)
Garage Type	Detached
Garage Area	280 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	435 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	DELANEY HIGHLANDS O/114 LOT 27
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DELANEY HIGHLANDS
Legal Tract	1992
Legal Lot Number	27
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3031
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 E JERSEY ST, ORLANDO, FL 32806-4531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2018	Warranty Deed, Transfer LEADING EDGE TITLE PARTNERS/CTRL F

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2024537205
Prior Transfer Date	Oct 20, 2015
Prior Transfer Doc	0000547688
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	435 E JERSEY ST, ORLANDO, FL 32806-4531
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E JERSEY ST, ORLANDO, FL 32806-4531

Mortgage

Document Number	0000283198
Date	May 16, 2024
Instrument	20240283198

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 16, 2024
Property Address	435 E JERSEY ST, ORLANDO, FL 32806-4531
Document Number	0000537205
Map Reference	MB O PG 114
Instrument Date	Sep 12, 2024
Instrument	20240537205
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 DELLWOOD DR, ORLANDO, FL 32806-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E JERSEY ST, ORLANDO, FL 32806-4531

Mortgage

Document Number	0000537206
Date	Sep 16, 2024
Instrument	20240537206

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 10, 2018
Property Address	435 E JERSEY ST, ORLANDO, FL 32806-4531
Document Number	0000404399
Instrument Date	Jul 9, 2018
Instrument	404399
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	LEADING EDGE TITLE PARTNERS/CTRL F

Transaction

Amount	Amount Recorded
Tax	$2,449.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 E JERSEY ST ORLANDO FL 328064531, ORLANDO, FL 32806-4531

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,700 (-1.91%) Land $230,000 Building $306,700	$536,700 (-1.91%) Land $230,000 Building $306,700
2025	$9,315.00 (+49.25%) Homeowner's exemption	$547,160 (+48.97%) Land $230,000 Building $317,160	$547,160 (+7.98%) Land $230,000 Building $317,160
2024	$6,241.00 (+4.03%)
2023	$5,999.00 (+2.99%) Homeowner's exemption	$367,289 (+3%)	$506,712 (+19.53%) Land $205,000 Building $301,712
2022	$5,825.00 Homeowner's exemption	$356,591	$423,920 Land $170,000 Building $253,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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