434 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 434 E Jersey St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,490 sqft · built 1947
Lot Size0.161 acres (7,000 sqft)
Owner2 Company Names on Record
Last Sale$100 (Jul 2016)
Tax Bill$1,540 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-23-29-1992-00-400

Property Details

APN / Parcel Number

Primary APN01-23-29-1992-00-400
Alternative APNs
  • 292301199200400
  • 384306
  • 389588
  • 394041

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,490 sqft Living Area
Gross Area2,383 sqft
1st Floor Area1,490 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area636 sqft
Utility Building522 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address434 E JERSEY ST
CityORLANDO
StateFL
Zip32806-4532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1/T/SP
Legal DescriptionDELANEY HIGHLANDS O/114 LOT 40
Legal Range29E
Legal Township23S
Legal Section01
Legal SubdivisionDELANEY HIGHLANDS
Legal Tract1992
Legal Lot Number40
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3035
Census Tract11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address434 E JERSEY ST, ORLANDO, FL 32806-4532
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK
Jan 16, 2020Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2016 · Amount on Record
Deed SaleJul 1, 2016 · Amount on Record
Last Transfer DateJul 27, 2016
Transfer Doc0000394085
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address434 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number0000251747
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E JERSEY ST ORLANDO FL 328064532, ORLANDO, FL 32806-4532

Mortgage

Document Number0000251747
DateApr 24, 2020
Instrument251747
Lender
NameTRUIST BK
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 23, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address434 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number0000049920
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E JERSEY ST ORLANDO FL 328064532, ORLANDO, FL 32806-4532

Mortgage

Document Number0000049920
DateJan 24, 2020
Instrument49920
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueJan 23, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,939 (+2.7%)$412,670 (-1.77%) Land $230,000 Building $182,670
2025$1,540.00 (+6.13%) Homeowner's exemption Widower's exemption$121,654 (+5.99%)$420,120 (+12.11%) Land $230,000 Building $190,120
2024$1,451.00 (+7.32%)
2023$1,352.00 Homeowner's exemption Widower's exemption$114,782$374,747 Land $205,000 Building $169,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims7 (2000–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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