Orange County property record for 431 E Jersey St, Orlando, FL 32806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,426 sqft · built 1947 |
| Lot Size | 0.301 acres (13,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,500 (Apr 1999) |
| Tax Bill | $252 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-29-1992-00-240 |
| Primary APN | 01-23-29-1992-00-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,306 sqft |
| Flooring | Parquet |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,091 sqft (0.301 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 431 E JERSEY ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32806-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/T |
| Legal Description | DELANEY HIGHLANDS O/114 LOTS 24 & 25 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | DELANEY HIGHLANDS |
| Legal Tract | 1992 |
| Legal Lot Number | 24,25 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 11300 |
431 E Jersey St is owned and occupied by two individuals who bought it in April 1999.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 E JERSEY ST, ORLANDO, FL 32806-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 1999 · Amount on File |
| Deed Sale | Apr 14, 1999 · Amount on File |
| Prior Sale | Sep 13, 1995 · Amount on File |
| Deed Book / Page | 5727 / 1657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 431 E JERSEY ST, ORLANDO, FL 32806-4531 |
| Document Number | 0000240066 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 E JERSEY ST ORLANDO FL 328064531, ORLANDO, FL 32806-4531 |
| Document Number | 0000240066 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 240066 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 19, 2030 |
The 2025 property tax bill for 431 E Jersey St was $252, up 24.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,147 (+2.7%) | $452,380 (-1.55%) Land $280,000 Building $172,380 | |
| 2025 | $252.00 (+24.75%) Homeowner's exemption | $178,332 | $459,490 Land $280,000 Building $179,490 |
| 2024 | $202.00 (+47.45%) | ||
| 2023 | $137.00 Homeowner's exemption | $168,258 (+3%) | $410,113 (+20.2%) Land $250,000 Building $160,113 |
| 2022 | $137.00 Homeowner's exemption | $163,357 | $341,178 Land $205,000 Building $136,178 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 E Jersey St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 E Jersey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures