412 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 412 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 1955
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2022)
Tax Bill	$7,011 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-1992-00-420`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-1992-00-420`
Alternative APNs	`292301199200420` `384308` `389591` `394044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,996 sqft (0.161 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	293 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	412 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T/SP
Legal Description	DELANEY HIGHLANDS O/114 LOT 42
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DELANEY HIGHLANDS
Legal Tract	1992
Legal Lot Number	42
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3035
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 31, 2019	Loan Modification, Mortgage · Conventional with PMI SEACOAST NAT'L BK
Dec 11, 2018	Loan Modification, Mortgage · Line of Credit SEACOAST NAT'L BK
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK
Nov 29, 2017	Warranty Deed, Transfer D SCOTT GETTINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2022103570
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2022
Property Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000103570
Map Reference	MB O PG 114
Instrument Date	Feb 14, 2022
Instrument	20220103570
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	TITLE STREAM, TITLETEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2411 NELA AVE, BELLE ISLE, FL 32809-6180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E JERSEY ST, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000103571
Date	Feb 15, 2022
Instrument	20220103571

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000403884
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 E JERSEY ST ORLANDO FL 328064532, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000403884
Date	Jul 1, 2019
Instrument	403884

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000729219
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 E JERSEY ST ORLANDO FL 328064532, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000729219
Date	Dec 18, 2018
Instrument	729219

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000487204
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 E JERSEY ST ORLANDO FL 328064532, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000487204
Date	Aug 16, 2018
Instrument	487204

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 29, 2017
Property Address	412 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000645924
Instrument Date	Nov 21, 2017
Instrument	645924
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 E JERSEY ST ORLANDO FL 328064531, ORLANDO, FL 32806-4531

Mortgage

Document Number	682943
Date	Nov 29, 2017
Instrument	682943

Lender

Name	D SCOTT GETTINGS

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2022

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,479 (+2.7%)	$544,580 (-0.93%) Land $230,000 Building $314,580
2025	$7,011.00 (+3.48%) Homeowner's exemption	$419,162 (+5.99%)	$549,700 (+12.95%) Land $230,000 Building $319,700
2024	$6,775.00 (+4.04%)
2023	$6,512.00 (+43.25%) Homeowner's exemption	$395,484 (+61.62%)	$486,694 (+98.89%) Land $205,000 Building $281,694
2022	$4,546.00	$244,706 Land $170,000 Building $74,706	$244,706 Land $170,000 Building $74,706

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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