Lake County property record for 435 E Illinois Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,880 sqft · built 1895 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,750,100 (May 2013) |
| Tax Bill | $49,905 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-210-024 |
| Primary APN | 12-33-210-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,880 sqft Living Area |
| Gross Area | 8,333 sqft |
| 1st Floor Area | 3,140 sqft |
| Upper Floors Area | 2,740 sqft |
| Basement Area | 1,837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 130,244 sqft (2.99 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 543 sqft |
| Patio Area | 519 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 E ILLINOIS RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAKE FOREST; NLY 1/2 LOT 239 (EX ELY 225.56 SLY 10 & EX WLY 70) & S40 SUB LOT 1 IN SUB OF LOTS 237, 237 1/2 & 238 OF CITY OF LAKE FOREST |
| Legal Subdivision | CITY OF LAKE FOREST |
| Legal Lot Number | 239,1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 9, 2022 | Intrafamily Transfer, Transfer |
| Jul 30, 2019 | Deed of Trust, Mortgage · ARM CHEMICAL BANK |
| Nov 1, 2019 | Deed of Trust, Mortgage STIFEL BK&TR |
| Jul 12, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Sep 9, 1998 · Amount on Record |
| Deed Document Number | 20136996936 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0007882572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008002308 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 8002308 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 9, 2022 |
| Property Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007882572 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 7882572 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 E IFLINOIS ROAD, LAKE FOREST, IL 60045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007580456 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 7580456 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007619297 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 E ILLINOIS RD LAKE FOREST IL 600452354, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007619297 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 7619297 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 435 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007499897 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 435 E ILLINOIS RD LAKE FOREST IL 600452354, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007499897 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 7499897 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945,413 (+22.04%) Land $553,371 Building $392,042 | $2,836,523 (+22.04%) Land $1,660,279 Building $1,176,244 | |
| 2024 | $49,905.00 (+11.8%) | ||
| 2023 | $44,638.00 | $774,702 (+3.95%) Land $468,082 Building $306,620 | $2,324,338 (+3.95%) Land $1,404,386 Building $919,952 |
| 2022 | $745,282 Land $450,306 Building $294,976 | $2,236,069 Land $1,351,053 Building $885,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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