Lake County property record for 440 E Illinois Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,328 sqft · built 1900 |
| Lot Size | 0.518 acres (22,555 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,000 (Aug 2020) |
| Tax Bill | $31,735 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-211-043 |
| Primary APN | 12-33-211-043 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,328 sqft Living Area |
| Gross Area | 4,806 sqft |
| 1st Floor Area | 1,618 sqft |
| Upper Floors Area | 1,594 sqft |
| Basement Area | 1,594 sqft |
| Finished Basement | 1,116 sqft |
| Unfinished Basement | 478 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,555 sqft (0.518 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 E ILLINOIS RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WENBAN RESUBDIVISION; ALL LOT 2 & PT OF LOT 3 DAFS, BEG AT S ECOR, W100, N60, W226.81, NW TO PNT 11N OF W EXT LN BTWN LOTS 2 & 3, E TO ELN LOT 3, S71 TO POB |
| Legal Subdivision | WENBAN RESUBDIVISION |
| Legal Lot Number | 2,3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 440 E ILLINOIS RD, LAKE FOREST, IL 60045-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Jan 9, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Jul 15, 2011 · Amount on Record |
| Deed Document Number | 20207683865 |
| Prior Transfer Date | Nov 11, 1996 |
| Prior Transfer Doc | 0003903026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 13, 2020 |
| Property Address | 440 E ILLINOIS RD, LAKE FOREST, IL 60045-2365 |
| Document Number | 0007683865 |
| Map Reference | DOC 1123055 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 7683865 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BURNET TITLE POST CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 440 E ILLINOIS RD, LAKE FOREST, IL 60045-2365 |
| Document Number | 0007683866 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 7683866 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 440 E ILLINOIS RD, LAKE FOREST, IL 60045-2365 |
| Document Number | 0007366252 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 440 E ILLINOIS RD LAKE FOREST IL 600452365, LAKE FOREST, IL 60045-2365 |
| Document Number | 0007366252 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 7366252 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559,088 (+18.22%) Land $192,613 Building $366,475 | $1,677,432 (+18.22%) Land $577,897 Building $1,099,535 | |
| 2024 | $31,735.00 (+20.52%) | ||
| 2023 | $26,331.00 (+2.87%) | $472,918 (+6.98%) Land $162,927 Building $309,991 | $1,418,896 (+6.98%) Land $488,830 Building $930,066 |
| 2022 | $25,597.00 | $442,082 Land $152,304 Building $289,778 | $1,326,379 Land $456,958 Building $869,421 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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