425 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 425 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 6,525 sqft · built 1903
Lot Size1.22 acres (53,265 sqft)
OwnerIndividual Name on Record
Last Sale$2,315,000 (Nov 2014)
Tax Bill$35,127 (2024)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-33-210-008

Property Details

APN / Parcel Number

Primary APN12-33-210-008

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area6,525 sqft Living Area
Gross Area7,982 sqft
1st Floor Area2,749 sqft
Upper Floors Area2,776 sqft
Basement Area2,457 sqft
Finished Basement1,000 sqft
Unfinished Basement1,457 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1932
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area53,265 sqft (1.22 acres)
Garage TypeAttached
Garage Area759 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area392 sqft
Deck AreaDeck Area
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address425 E ILLINOIS RD
CityLAKE FOREST
StateIL
Zip60045-2354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB OF LOTS 237,237 1/2,& 238 CITY OF L F (EX PT CONVD TO FO RMER C N S & M RR) N 90 FT SUB LOT 1 LOT 238
Legal SubdivisionCITY/LAKE FOREST
Legal Lot Number237
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1007
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 W WACKER DR, 11, CHICAGO, IL 60601-1637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2014 · Amount on Record
Deed SaleNov 17, 2014 · Amount on Record
Prior SaleDec 20, 2004 · Amount on Record
Deed Document Number20147148189
Prior Transfer DateJan 29, 2001
Prior Transfer Doc0004651248
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address425 E ILLINOIS RD, LAKE FOREST, IL 60045-2354
Transaction TypeMortgage
Record UpdatedApr 15, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007893547
DateApr 1, 2022
Instrument7893547
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateFeb 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address425 E ILLINOIS RD, LAKE FOREST, IL 60045-2354
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007798075
DateJun 14, 2021
Instrument7798075
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMay 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$648,865 (+18.22%) Land $271,016 Building $377,849$1,946,789 (+18.22%) Land $813,129 Building $1,133,660
2024$35,127.00 (+11.45%)
2023$31,519.00$548,858 (+3.95%) Land $229,246 Building $319,612$1,646,739 (+3.95%) Land $687,807 Building $958,932
2022$528,014 Land $220,540 Building $307,474$1,584,200 Land $661,686 Building $922,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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