Lake County property record for 413 E Illinois Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,379 sqft · built 1910 |
| Lot Size | 1.11 acres (48,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000,000 (Jun 2006) |
| Tax Bill | $26,086 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-125-010 |
| Primary APN | 12-33-125-010 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,379 sqft Living Area |
| Gross Area | 5,878 sqft |
| 1st Floor Area | 1,809 sqft |
| Upper Floors Area | 2,570 sqft |
| Basement Area | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 48,556 sqft (1.11 acres) |
| Garage Type | Detached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 413 E ILLINOIS RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARK & MUIRS SUB; PT LT9 LYG SW OF LN RUNNING FRM PNT ON SL Y LN LT9 245.9WLY OF MST ELY COR TO PNT ON WLY LN 17.66S O F MST NWCOR& LT12(EX BEG NECOR, S17.66,NW29.25TO PNT ON NL |
| Legal Subdivision | CLARK & MUIRS SUB |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 28, 2017 | Deed of Trust, Mortgage ALLIANT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2006 · Amount on Record |
| Deed Sale | Jun 28, 2006 · Amount on Record |
| Prior Sale | May 29, 2001 · Amount on Record |
| Deed Document Number | 20066018146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007983589 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 7983589 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007906837 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 7906837 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007521764 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 7521764 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 413 E ILLINOIS RD, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007398864 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 413 E ILLINOIS RD LAKE FOREST IL 600452354, LAKE FOREST, IL 60045-2354 |
| Document Number | 0007398864 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 7398864 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $542,923 (+32.58%) Land $247,057 Building $295,866 | $1,628,932 (+32.58%) Land $741,245 Building $887,687 | |
| 2024 | $26,086.00 (+11.36%) | ||
| 2023 | $23,424.00 (+2.86%) | $409,500 (+3.95%) Land $208,979 Building $200,521 | $1,228,623 (+3.95%) Land $627,000 Building $601,623 |
| 2022 | $22,772.00 | $393,949 Land $201,043 Building $192,906 | $1,181,965 Land $603,189 Building $578,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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