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435 David Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 435 David Ter, Union, NJ 07083 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,496 sqft · built 1950
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Mar 2012)
Tax Bill$10,542 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-02718-0000-00008

Property Details

APN / Parcel Number

Primary APN19-02718-0000-00008
Alternative APN
  • 190271800008

Interior

Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address435 DAVID TER
CityUNION
StateNJ
Zip07083-7326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFLOYDS VILLAGE TR 15B
Legal Block2718
Legal Lot Number8
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group3
Census Block3007
Census Tract33200

Owner

Source: Union County and Union Township records · APN 19-02718-0000-00008

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address435 DAVID TER, UNION, NJ 07083-7326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE UNLIMITED
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2012 · Amount on Record
Deed SaleMar 08, 2012 · Amount on Record
Prior SaleNov 16, 1999 · Amount on Record
Deed Document Number2012230551
Deed Book / Page5897 / 518
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address435 DAVID TER, UNION, NJ 07083-7326
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151182700
DateDec 07, 2021
Book Page15118/2700
Instrument26647
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address435 DAVID TER, UNION, NJ 07083-7326
Document Number0146602744
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address435 DAVID TER UNION NJ 070837326, UNION, NJ 07083-7326

Mortgage

Document Number0146602744
DateMar 04, 2020
Book Page014660/002744
Instrument687882
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 03, 2040

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$45,200 (-) Land $21,100 Building $24,100$45,200 (-) Land $21,100 Building $24,100
2025$10,542.00 (+4.36%)$45,200 (-) Land $21,100 Building $24,100$45,200 (-) Land $21,100 Building $24,100
2024$10,102.00 (+6.85%)
2023$45,200 Land $21,100 Building $24,100$45,200 Land $21,100 Building $24,100
2022$9,454.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390332003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims8 (2003–2021)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events
  • Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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