405 David Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 405 David Ter, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1950
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Sep 2007)
Tax Bill$9,959 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-02718-0000-00003

Property Details

APN / Parcel Number

Primary APN19-02718-0000-00003
Alternative APN
  • 190271800003

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address405 DAVID TER
CityUNION
StateNJ
Zip07083-7326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFLOYDS VILLAGE
Legal Block2718
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group3
Census Block3007
Census Tract33200

Owner

Source: Union County and Union Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 DAVID TER, UNION, NJ 07083-7326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2007 · Amount on Record
Deed SaleSep 13, 2007 · Amount on Record
Prior SaleOct 16, 2000 · Amount on Record
Deed Document Number2007187929
Deed Book / Page5672 / 306
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address405 DAVID TER, UNION, NJ 07083-7326
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150312306
DateAug 12, 2021
Book Page15031/2306
Instrument18504
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,700 (-) Land $21,100 Building $21,600$42,700 (-) Land $21,100 Building $21,600
2025$9,959.00 (+4.35%)$42,700 (-) Land $21,100 Building $21,600$42,700 (-) Land $21,100 Building $21,600
2024$9,544.00 (+6.86%)
2023$42,700 Land $21,100 Building $21,600$42,700 Land $21,100 Building $21,600
2022$8,931.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (2003–2021)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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