Union County and Union Township property record for 423 David Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1950 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,000 (Aug 1997) |
| Tax Bill | $11,568 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02718-0000-00006 |
| Primary APN | 19-02718-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 423 DAVID TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FIEYDE VILLAGE TR 15B |
| Legal Block | 2718 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 33200 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 DAVID TER, UNION, NJ 07083-7326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1997 · Amount on Record |
| Deed Sale | Aug 1, 1997 · Amount on Record |
| Deed Document Number | 199742445 |
| Deed Book / Page | 4552 / 111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 423 DAVID TER, UNION, NJ 07083-7326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0151622273 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 15162/2273 |
| Instrument | 31665 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,600 (-) Land $21,100 Building $28,500 | $49,600 (-) Land $21,100 Building $28,500 | |
| 2025 | $11,568.00 (+4.35%) | $49,600 (-) Land $21,100 Building $28,500 | $49,600 (-) Land $21,100 Building $28,500 |
| 2024 | $11,086.00 (+6.86%) | ||
| 2023 | $49,600 Land $21,100 Building $28,500 | $49,600 Land $21,100 Building $28,500 | |
| 2022 | $10,374.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2003–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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