429 David Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 429 David Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1959
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jul 2025)
Tax Bill	$11,172 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02718-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-02718-0000-00007`
Alternative APN	`190271800007`

Interior

Stories	1 Story

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	429 DAVID TER
City	UNION
State	NJ
Zip	07083-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLOYD VILLAGE TR 15B
Legal Block	2718
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3007
Census Tract	33200

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 DAVID TER, UNION, NJ 07083-7326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 6, 2017	Grant Deed, Transfer · Conventional with PMI RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	202547828
Deed Book / Page	6588 / 2362
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	429 DAVID TER, UNION, NJ 07083-7326
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DAVID TER, UNION, NJ 07083-7326

Mortgage

Document Number	0151460014
Date	Jan 18, 2022
Book Page	15146/14
Instrument	29425

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	429 DAVID TER, UNION, NJ 07083-7326
Document Number	0146192084
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 DAVID TER UNION NJ 070837326, UNION, NJ 07083-7326

Mortgage

Document Number	0146192084
Date	Nov 18, 2019
Book Page	014619/002084
Instrument	682004

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 6, 2017
Property Address	429 DAVID TER, UNION, NJ 07083-7326
Document Number	0062200332
Book / Page	006220 / 000332
Instrument Date	Sep 21, 2017
Instrument	292126
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DAVID TER UNION NJ 070837326, UNION, NJ 07083-7326

Mortgage

Document Number	143440767
Date	Oct 6, 2017
Book Page	014344/000767
Instrument	647349

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,900 (-) Land $21,100 Building $26,800	$47,900 (-) Land $21,100 Building $26,800
2025	$11,172.00 (+4.35%)	$47,900 (-) Land $21,100 Building $26,800	$47,900 (-) Land $21,100 Building $26,800
2024	$10,706.00 (+6.87%)
2023		$47,900 Land $21,100 Building $26,800	$47,900 Land $21,100 Building $26,800
2022	$10,018.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2003–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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