Routt County property record for 435 Clover Cir, Hayden, CO 81639 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,440 sqft · built 1977 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3825644 |
| Primary APN | R3825644 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R3825644 |
|---|---|
| Street Address | 435 CLOVER CIR |
| City | HAYDEN |
| State | CO |
| Zip | 81639-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 2 GOLDEN MEADOWS SUBD FILING 1 |
| Legal Range | 88 |
| Legal Township | 06 |
| Legal Section | 16 |
| Legal Subdivision | GOLDEN MEADOWS SUBD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | HAYDEN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 200 |
Source: Routt County records · APN R3825644
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 602, HAYDEN, CO 81639-0602 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 435 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000793778 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 793778 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | STEAMBOAT SPRINGS, CO 80477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 435 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000832936 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 832936 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | STEAMBOAT SPRINGS, CO 80477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Municipality | Hayden Town |
| Unified School District | Hayden School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (+19.3%) | $33,040 (+24.44%) Land $4,760 Building $28,280 | $468,620 (+18.26%) Land $67,500 Building $401,120 |
| 2024 | $2,238.00 (+0.86%) | $26,550 (-) Land $4,120 Building $22,430 | $396,270 (-) Land $61,470 Building $334,800 |
| 2023 | $2,219.00 (+52.61%) | $26,550 (+37.49%) Land $4,120 Building $22,430 | $396,270 (+42.68%) Land $61,470 Building $334,800 |
| 2022 | $1,454.00 | $19,310 Land $2,020 Building $17,290 | $277,730 Land $29,000 Building $248,730 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 35% of the US · above 18% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Luminate Fiber | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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