438 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 438 Clover Cir, Hayden, CO 81639 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,092 sqft · built 1976
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$2,432 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR3827651

Property Details

APN / Parcel Number

Primary APNR3827651
Alternative APN
  • 126501021

Interior

Bedrooms1 Bed
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,310 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Lot Area7,405 sqft (0.17 acres)
TerrainSteep
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Account NumberR3827651
Street Address438 CLOVER CIR
CityHAYDEN
StateCO
Zip81639-5088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BLK 1 GOLDEN MEADOWS SUBD FILING I
Legal Range88
Legal Township06
Legal Section16
Legal SubdivisionGOLDEN MEADOWS SUBD
Legal Block1
Legal Lot Number21
JurisdictionROUTT CO
Township / Civil DivisionHAYDEN
Census Block Group2
Census Block2024
Census Tract200

Owner

Source: Routt County records · APN R3827651

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1252, HAYDEN, CO 81639-1252
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2023
Deed SaleJun 14, 2023
Prior SaleFeb 03, 2014 · Amount on Record
Deed Document Number2023846193
Prior Transfer DateJun 08, 2023
Prior Transfer Doc0000846193
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROUTT CO
Recording DateJun 14, 2023
Property Address438 CLOVER CIR, HAYDEN, CO 81639-5088
Document Number0000846193
Instrument DateJun 08, 2023
Instrument846193
Transaction TypeTransfer
Record UpdatedJul 06, 2023
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address438 CLOVER CIR, HAYDEN, CO 81639-5088

Mortgage

Document Number0000846194
DateJun 14, 2023
Instrument846194
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyRoutt County
MunicipalityHayden Town
Unified School DistrictHayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,432.00 (+19.22%)$23,680 (+30.9%) Land $4,760 Building $18,920$335,880 (+24.36%) Land $67,500 Building $268,380
2024$2,040.00 (+0.89%)$18,090 (-) Land $2,780 Building $15,310$270,090 (-) Land $41,540 Building $228,550
2023$2,022.00 (+21.95%)$18,090 (+28.39%) Land $2,780 Building $15,310$270,090 (+33.31%) Land $41,540 Building $228,550
2022$1,658.00$14,090 Land $2,020 Building $12,070$202,610 Land $29,000 Building $173,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 18% of Colorado
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Luminate FiberFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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