Routt County property record for 433 Clover Cir, Hayden, CO 81639 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,578 sqft · built 1977 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,500 (Nov 2017) |
| Tax Bill | $4,474 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R3827979 |
| Primary APN | R3827979 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R3827979 |
|---|---|
| Street Address | 433 CLOVER CIR |
| City | HAYDEN |
| State | CO |
| Zip | 81639-5088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 2 GOLDEN MEADOWS SUBD FILING 1 |
| Legal Range | 88 |
| Legal Township | 06 |
| Legal Section | 16 |
| Legal Subdivision | GOLDEN MEADOWS SUBD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | HAYDEN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 200 |
Source: Routt County records · APN R3827979
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1366, HAYDEN, CO 81639-1366 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2017 · Amount on Record |
| Deed Sale | Nov 06, 2017 · Amount on Record |
| Prior Sale | May 26, 2017 |
| Deed Document Number | 2017784829 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 433 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000852017 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 852017 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | HAYDEN, CO 81639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Mar 22, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 433 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000810644 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 810644 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Nov 06, 2017 |
| Property Address | 433 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000784829 |
| Map Reference | DOC7835 |
| Instrument Date | Nov 03, 2017 |
| Instrument | 784829 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8155 E FAIRMOUNT DR, DENVER, CO 80230-6839 |
| Document Number | 0000784830 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 784830 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | May 26, 2017 |
| Property Address | 433 CLOVER CIR, HAYDEN, CO 81639-5088 |
| Document Number | 0000779793 |
| Map Reference | FILE7835 |
| Instrument Date | May 26, 2017 |
| Instrument | 779793 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26025 VISTA VALLEY CT, STEAMBOAT SPRINGS, CO 80487-9124 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Municipality | Hayden Town |
| Unified School District | Hayden School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,474.00 (+15.49%) | $43,550 (+26.78%) Land $4,760 Building $38,790 | $617,650 (+20.48%) Land $67,500 Building $550,150 |
| 2024 | $3,874.00 (+0.86%) | $34,350 (-) Land $3,030 Building $31,320 | $512,650 (-) Land $45,160 Building $467,490 |
| 2023 | $3,841.00 (+34.11%) | $34,350 (+41.18%) Land $3,030 Building $31,320 | $512,650 (+46.47%) Land $45,160 Building $467,490 |
| 2022 | $2,864.00 | $24,330 Land $2,020 Building $22,310 | $350,000 Land $29,000 Building $321,000 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 18% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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