430 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 430 Clover Cir, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,508 sqft · built 1976
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Jun 2008)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3827171`

Property Details

APN / Parcel Number

Primary APN	`R3827171`
Alternative APN	`126501017`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Lot Area	7,405 sqft (0.17 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R3827171
Street Address	430 CLOVER CIR
City	HAYDEN
State	CO
Zip	81639-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 17 BLOCK 1 GOLDEN MEADOWS F1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	MEADOW
Legal Block	1
Legal Lot Number	17
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2024
Census Tract	200

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1485, HAYDEN, CO 81639-1485
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2008 · Amount on Record
Deed Sale	Jun 19, 2008 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	2008675539
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	430 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850115
Date	Dec 13, 2023
Instrument	850115

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank
Address	HAYDEN, CO 81639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Dec 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	430 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818521
Date	Dec 28, 2020
Instrument	818521

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+20.83%)	$27,440 (+32.62%) Land $4,760 Building $22,680	$389,260 (+26.04%) Land $67,500 Building $321,760
2024	$2,333.00 (+0.86%)	$20,690 (-) Land $2,840 Building $17,850	$308,840 (-) Land $42,440 Building $266,400
2023	$2,313.00 (+17.89%)	$20,690 (+24.12%) Land $2,840 Building $17,850	$308,840 (+28.77%) Land $42,440 Building $266,400
2022	$1,962.00	$16,670 Land $2,020 Building $14,650	$239,830 Land $29,000 Building $210,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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