435 7th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 435 7th Ave N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1983
Square Footage	1,568 sqft Living Area
Lot Size	10,640 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2011)
Tax Bill	$2,900.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29214-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	9 Rooms
Building Area	1,568 sqft Living Area
Gross Area	2,269 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1983
Architectural Style	Split Level Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,640 sqft (0.244 acres)
Depth X Width	133 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Tuckunder Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	435 7TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1416
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 001 BACKES 5TH ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	BACKES 5TH ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2029
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29214-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	435 7TH AVE N, COLD SPRING, MN 56320-1416
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2011 · Amount on Record
Deed Sale	May 31, 2011 · Amount on Record
Last Transfer Date	Jun 05, 2026
Transfer Doc	0001715565
Record Refreshed	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 22, 2026
Property Address	435 7TH AVE N, COLD SPRING, MN 56320-1416
Document Number	0001715565
Instrument Date	Jun 05, 2026
Instrument	20261715565
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 7TH AVE N, COLD SPRING, MN 56320-1416

Mortgage

Document Number	0001715566,
Date	Jun 22, 2026
Instrument	20261715566

Lender

Name	STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 05, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,900.00 (+20.43%)	$273,200 (+7.14%) Land $45,300 Building $227,900	$273,200 (+7.14%) Land $45,300 Building $227,900
2025		$255,000 (+8.42%) Land $42,400 Building $212,600	$255,000 (+8.42%) Land $42,400 Building $212,600
2023	$2,408.00	$235,200 Land $42,400 Building $192,800	$235,200 Land $42,400 Building $192,800