Stearns County property record for 440 7th Ave N, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,040 sqft Living Area |
| Lot Size | 9,042 sqft (0.208 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,900 (2026) |
| Tax Bill | $2,210.00 (2026) |
| Primary APN | 48-29267-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,302 sqft Gross Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,042 sqft (0.208 acres) |
| Depth X Width | 137 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 432 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 440 7TH AVE N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 017 BLK 003 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | BREWERY ADD |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29267-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 24, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Aug 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Nov 20, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2021 · Amount on Record |
| Deed Doc Number | 202646938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 24, 2026 |
| Property Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Document Number | 0000T46938 |
| Instrument Date | Feb 13, 2026 |
| Instrument | T46938 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 10, 2021 |
| Property Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Document Number | 0000T44209 |
| Instrument Date | Aug 05, 2021 |
| Instrument | T44209 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 20, 2017 |
| Property Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
| Document Number | 00A1509327 |
| Instrument Date | Nov 15, 2017 |
| Instrument | A1509327 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 7TH AVE N, COLD SPRING, MN 56320-1417 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,210.00 (+18.69%) | ||
| 2025 | $203,400 (+8.36%) Land $42,400 Building $161,000 | $203,400 (+8.36%) Land $42,400 Building $161,000 | |
| 2023 | $1,862.00 | $187,700 Land $42,400 Building $145,300 | $187,700 Land $42,400 Building $145,300 |
440 7th Ave N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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