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432 7th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 432 7th Ave N, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size0.311 acres (13,563 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Nov 2020)
Tax Bill$1,842 (2026)
Deeds & MortgagesNov 2020 Sale
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN48-29265-0000

Property Details

APN / Parcel Number

Primary APN48-29265-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,210 sqft
1st Floor Area1,008 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,563 sqft (0.311 acres)
Lot Dimensions137 ft deep x 99 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address432 7TH AVE N
CityCOLD SPRING
StateMN
Zip56320-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 & N 33' OF LOT 14 BLK 3 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section15
Legal SubdivisionBREWERY ADD
Legal Block3
Legal Lot Number14-15
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group2
Census Block2030
Census Tract11302

Owner

Source: Stearns County records · APN 48-29265-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 7TH AVE N, COLD SPRING, MN 56320-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Personal Representative Deed, Transfer
Nov 19, 2020Deed, Transfer
MISC COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Deed Document Number202043545
Prior Transfer DateSep 29, 2020
Prior Transfer Doc0000T43540
Record UpdatedSep 20, 2026

November 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionSTEARNS MN
Recording DateNov 19, 2020
Property Address432 7TH AVE N, COLD SPRING, MN 56320-1417
Document Number0000T43545
Instrument DateOct 01, 2020
InstrumentT43545
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 7TH AVE N, COLD SPRING, MN 56320-1417

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateNov 19, 2020
Property Address432 7TH AVE N, COLD SPRING, MN 56320-1417
Document Number0000T43540
Instrument DateSep 29, 2020
InstrumentT43540
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23011 TURTLE CREEK CIR, COLD SPRING, MN 56320-8736

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,842.00 (+18.23%)$177,100 (+0.68%) Land $45,300 Building $131,800$177,100 (+0.68%) Land $45,300 Building $131,800
2025$175,900 (+6.93%) Land $42,400 Building $133,500$175,900 (+6.93%) Land $42,400 Building $133,500
2023$1,558.00$164,500 Land $42,400 Building $122,100$164,500 Land $42,400 Building $122,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable		1,250 / 60
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: BIF IV Intrepid HoldCo, LTD Broadband, Verizon.

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCold Spring
serves 4,201 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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