425 7th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 425 7th Ave N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1978
Square Footage	1,547 sqft Living Area
Lot Size	10,640 sqft (0.244 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$3,054.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29216-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	1,547 sqft Living Area
Gross Area	1,591 sqft Gross Area
1st Floor	884 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1978
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,640 sqft (0.244 acres)
Depth X Width	133 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	425 7TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1416
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 001 BACKES 5TH ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	BACKES 5TH ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2029
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29216-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 7TH AVE N, COLD SPRING, MN 56320-1416
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,054.00 (+23.54%)	$272,700 (+2.33%) Land $45,300 Building $227,400	$272,700 (+2.33%) Land $45,300 Building $227,400
2025		$266,500 (+11.23%) Land $42,400 Building $224,100	$266,500 (+11.23%) Land $42,400 Building $224,100
2023	$2,472.00	$239,600 Land $42,400 Building $197,200	$239,600 Land $42,400 Building $197,200

Flood & Wildfire

425 7th Ave N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 5,882 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.