43445 Cottage Ln, Lancaster, CA 93536 Property Records

Los Angeles County property record for 43445 Cottage Ln, Lancaster, CA 93536

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,211 sqft · built 2005
Lot Size	0.158 acres (6,865 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2021)
Tax Bill	$7,809 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3112-059-078`

Property Details

APN / Parcel Number

Primary APN	`3112-059-078`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,211 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,865 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	43445 COTTAGE LN
City	LANCASTER
State	CA
Zip	93536-5475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRRPD13U*
Legal Description	TR=54157 LOT 78
Legal Subdivision	54157
Legal Tract	54157
Legal Block	2
Legal Lot Number	78
Jurisdiction	LOS ANGELES CA
Township / Civil Division	NORTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2000
Census Tract	901010

Owner

43445 Cottage Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43445 COTTAGE LN, LANCASTER, CA 93536-5475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Jan 12, 2021	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMAC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	202157082
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	0002711243
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43445 COTTAGE LN, LANCASTER, CA 93536-5475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156596
Date	Feb 7, 2020
Instrument	20-0156596

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 12, 2021
Property Address	43445 COTTAGE LN, LANCASTER, CA 93536-5475
Document Number	0000057082
Map Reference	MB 1299 PG 29-34
Instrument Date	Dec 2, 2020
Instrument	21-0057082
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43445 COTTAGE LN, LANCASTER, CA 93536-5475

Mortgage

Document Number	0000057083
Date	Jan 12, 2021
Instrument	21-0057083

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43445 COTTAGE LN, LANCASTER, CA 93536-5475
Document Number	0000389553
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TICOR TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43445 COTTAGE LN LANCASTER CA 935365475, LANCASTER, CA 93536-5475

Mortgage

Document Number	0000389553
Date	Apr 23, 2018
Instrument	389553

Lender

Name	CMAC LNDG
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43445 Cottage Ln was $7,809.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Lancaster City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Lancaster Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,937 (+2%) Land $124,207 Building $373,730
2025	$7,809.00	$488,174 Land $121,772 Building $366,402
2023	$7,263.00 (+3.85%)	$469,220 Land $117,045 Building $352,175
2022	$6,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43445 Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43445 Cottage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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