43428 Cottage Ln, Lancaster, CA 93536 Property Records

Los Angeles County property record for 43428 Cottage Ln, Lancaster, CA 93536

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,211 sqft · built 2005
Lot Size	0.171 acres (7,465 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2012)
Tax Bill	$6,711 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3112-059-042`

Property Details

APN / Parcel Number

Primary APN	`3112-059-042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,211 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,465 sqft (0.171 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	43428 COTTAGE LN
City	LANCASTER
State	CA
Zip	93536-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRRPD13U*
Legal Description	TR=54157 LOT 42
Legal Subdivision	54157
Legal Tract	54157
Legal Block	2
Legal Lot Number	42
Jurisdiction	LOS ANGELES CA
Township / Civil Division	NORTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2003
Census Tract	901010

Owner

43428 Cottage Ln is owned and occupied by two individuals who acquired it in November 2017.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 13, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Nov 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2012 · Amount on File
Deed Sale	Jan 11, 2012 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	201247427
Last Transfer Date	Nov 3, 2017
Transfer Doc	0001300615
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474

Mortgage

Document Number	0000441851
Date	Mar 19, 2021
Instrument	21-0441851

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	229 Months
Due	Apr 1, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474

Mortgage

Document Number	0000085688
Date	Jan 24, 2022
Instrument	22-0085688

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474

Mortgage

Document Number	0000737947
Date	Jul 19, 2022
Instrument	22-0737947

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Document Number	0000489443
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43428 COTTAGE LN LANCASTER CA 935365474, LANCASTER, CA 93536-5474

Mortgage

Document Number	0000489443
Date	May 29, 2019
Instrument	489443

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 13, 2017
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Document Number	0001300614
Instrument Date	Nov 3, 2017
Instrument	1300614
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43428 COTTAGE LN LANCASTER CA 935365474, LANCASTER, CA 93536-5474

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 13, 2017
Property Address	43428 COTTAGE LN, LANCASTER, CA 93536-5474
Document Number	0001300615
Instrument Date	Nov 3, 2017
Instrument	1300615
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43428 COTTAGE LN LANCASTER CA 935365474, LANCASTER, CA 93536-5474

Mortgage

Document Number	1300616
Date	Nov 13, 2017
Instrument	1300616

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43428 Cottage Ln was $6,711 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Lancaster City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Lancaster Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,003 (+2%) Land $103,289 Building $308,714
2025	$6,711.00 Homeowner's exemption	$403,925 Land $101,264 Building $302,661
2023	$6,210.00 (+4.19%) Homeowner's exemption	$388,242 Land $97,333 Building $290,909
2022	$5,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43428 Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43428 Cottage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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