43416 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43416 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,589 sqft · built 2022
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Aug 2020)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`16-1N-25-2900-0028-0010`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-2900-0028-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,589 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43416 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT LOT 28 IN OR 2386/1642 (EX PT IN OR 2626/1265) RATLIFF ACRES UNR ESMT IN OR 2557-760
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Subdivision	RATLIFF ACRES
Legal Block	10
Legal Lot Number	28
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3011
Census Tract	50505

Owner

Source: Nassau County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2023	Intrafamily Transfer, Transfer
Aug 26, 2020	Warranty Deed, Transfer US PATRIOT TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	202045026741
Deed Book / Page	2386 / 1642
Last Transfer Date	Mar 22, 2023
Transfer Doc	0026261265
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250

Mortgage

Document Number	0026910859
Date	Jan 29, 2024
Book Page	2691/859
Instrument	202445002358

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Mar 22, 2023
Property Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250
Document Number	0026261265
Book / Page	2626 / 1265
Map Reference	MB 2836 PG 1642
Instrument Date	Mar 22, 2023
Instrument	202345008209
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 26, 2020
Property Address	43416 RATLIFF RD, CALLAHAN, FL 32011-8250
Document Number	0023861642
Book / Page	002386 / 001642
Instrument Date	Aug 2, 2020
Instrument	45026741
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43416 RATLIFF RD CALLAHAN FL 320118250, CALLAHAN, FL 32011-8250

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,467.00 (+1.32%) Homeowner's exemption	$331,337 (+2.9%)	$335,445 (+3.42%) Land $89,950 Building $245,495
2024	$4,409.00 (+1.29%) Homeowner's exemption	$321,999 (+3%)	$324,338 (+3.75%) Land $89,950 Building $234,388
2023	$4,353.00 (+284.2%) Homeowner's exemption	$312,620 (+297.96%) Land $89,950 Building $222,670	$312,620 (+297.96%) Land $89,950 Building $222,670
2022	$1,133.00	$78,555 Land $74,880 Building $3,675	$78,555 Land $74,880 Building $3,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ratliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures