43433 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43433 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,368 sqft · built 1997
Lot Size4.61 acres (201,247 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Mar 2019)
Tax Bill$3,528 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN16-1N-25-2900-0013-0020

Property Details

APN / Parcel Number

Primary APN16-1N-25-2900-0013-0020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,368 sqft Heated Area
Gross Area4,324 sqft
1st Floor Area3,368 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area201,247 sqft (4.61 acres)
Lot Dimensions660 ft deep x 145 ft wide
Garage Area360 sqft
PorchOpen Porch
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address43433 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF LOT 13 IN OR 2261/1600 RATLIFF ACRES UNR
Legal Range25E
Legal Township01N
Legal Section16
Legal SubdivisionRATLIFF ACRES
Legal Lot Number13
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group3
Census Block3000
Census Tract50505

Owner

43433 Ratliff Rd is owned and occupied by an individual who bought it in March 2019.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address43433 RATLIFF RD, CALLAHAN, FL 32011-8251
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Mar 18, 2019Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2019 · Amount on File
Deed SaleMar 18, 2019 · Amount on File
Deed Document Number201945008242
Deed Book / Page2261 / 1600
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43433 RATLIFF RD, CALLAHAN, FL 32011-8251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address43433 RATLIFF RD, CALLAHAN, FL 32011-8251

Mortgage

Document Number0024191572
DateDec 23, 2020
Book Page2419/1572
Instrument202045041801
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 18, 2019
Property Address43433 RATLIFF RD, CALLAHAN, FL 32011-8251
Document Number0022611600
Book / Page002261 / 001600
Instrument DateMar 15, 2019
Instrument45008242
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43433 RATLIFF RD CALLAHAN FL 320118251, CALLAHAN, FL 32011-8251

Mortgage

Document Number22611602
DateMar 18, 2019
Book Page002261/001602
Instrument45008243
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 43433 Ratliff Rd was $3,528 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,528.00 (+1.38%) Homeowner's exemption$270,192 (+2.9%)$559,778 (-0.99%) Land $138,600 Building $421,178
2024$3,480.00 (+1.4%) Homeowner's exemption$262,577 (+3%)$565,385 (+3.6%) Land $161,700 Building $403,685
2023$3,432.00 (+10.39%) Homeowner's exemption$254,929 (+3%)$545,713 (+46.13%) Land $161,700 Building $384,013
2022$3,109.00 Homeowner's exemption$247,504$373,443 Land $83,160 Building $290,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43433 Ratliff Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims11 (2008–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43433 Ratliff Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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