1. Home
  2. Florida
  3. Nassau County
  4. Callahan
  5. Ratliff Rd

43397 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43397 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,733 sqft · built 1997
Lot Size1.36 acres (59,242 sqft)
Owner2 Company Names on Record
Last Sale$297,500 (Jul 2016)
Tax Bill$3,857 (2025)
Deeds & MortgagesMay 2026 Sale
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-1N-25-2900-0011-0040

Property Details

APN / Parcel Number

Primary APN16-1N-25-2900-0011-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,733 sqft Living Area
Gross Area3,303 sqft
1st Floor Area2,733 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area59,242 sqft (1.36 acres)
Garage TypeAttached
Garage Area570 sqft
Pool Area364 sqft
PorchPatio
Porch Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address43397 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-8249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF LOT 11 IN OR 2061/530 RATLIFF ACRES UNR
Legal Range25E
Legal Township01N
Legal Section16
Legal SubdivisionRATLIFF ACRES
Legal Block40
Legal Lot Number11
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group3
Census Block3000
Census Tract50505

Owner

Source: Nassau County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address43397 RATLIFF RD, CALLAHAN, FL 32011-8249
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2016 · Amount on Record
Deed SaleJul 27, 2016 · Amount on Record
Deed Document Number201621146
Deed Book / Page2061 / 530
Last Transfer DateMay 8, 2026
Transfer Doc0028671442
Record UpdatedOct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateMay 12, 2026
Property Address43397 RATLIFF RD, CALLAHAN, FL 32011-8249
Document Number0028671442
Book / Page2867 / 1442
Instrument DateMay 8, 2026
Instrument202614311
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address43397 RATLIFF RD, CALLAHAN, FL 32011-8249

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43397 RATLIFF RD, CALLAHAN, FL 32011-8249
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address43397 RATLIFF RD, CALLAHAN, FL 32011-8249

Mortgage

Document Number0024761476
DateJul 6, 2021
Book Page2476/1476
Instrument202145025100
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,857.00 (+1.34%) Homeowner's exemption$291,646 (+2.9%)$450,574 (+6.21%) Land $61,200 Building $389,374
2024$3,806.00 (+1.36%) Homeowner's exemption$283,427 (+3%)$424,224 (+2.62%) Land $47,600 Building $376,624
2023$3,755.00 (+10.31%) Homeowner's exemption$275,172 (+3%)$413,391 (+28.74%) Land $47,600 Building $365,791
2022$3,404.00 Homeowner's exemption$267,157$321,101 Land $47,600 Building $273,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims11 (2008–2017)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 9 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ratliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures