4341 Cognac Ct, Loomis, CA 95650 Property Records

Placer County property record for 4341 Cognac Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,765 sqft · built 2000
Lot Size	0.405 acres (17,634 sqft)
Owner	Company Name on File
Last Sale	$998,000 (Oct 2021)
Tax Bill	$9,873 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`036-260-079-000`

Property Details

APN / Parcel Number

Primary APN	`036-260-079-000`
Alternative APN	`036-260-079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,765 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	17,634 sqft (0.405 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-260-079
Street Address	4341 COGNAC CT
City	LOOMIS
State	CA
Zip	95650-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	LOT 59 CLOS DU LAC MOR S-65
Legal Subdivision	CLOS DU LAC
Legal Lot Number	59
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3014
Census Tract	20601

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
May 18, 2023	Intrafamily Transfer, Transfer
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASTERS TEAM MORTGAGE
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2021133849
Last Transfer Date	Apr 28, 2023
Transfer Doc	0000025737
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 COGNAC CT, LOOMIS, CA 95650-7724

Mortgage

Document Number	0000015962
Date	Mar 28, 2024
Instrument	2024-0015962

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112989
Date	Sep 8, 2021
Instrument	2021-0112989

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 18, 2023
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000025737
Map Reference	MB S PG 65
Instrument Date	Apr 28, 2023
Instrument	2023-0025737
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4341 COGNAC CT, LOOMIS, CA 95650-7724

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 29, 2021
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000133849
Map Reference	MB S PG 65
Instrument Date	Oct 21, 2021
Instrument	2021-0133849
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4341 COGNAC CT, LOOMIS, CA 95650-7724

Mortgage

Document Number	0000133850
Date	Oct 29, 2021
Instrument	2021-0133850

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 COGNAC CT, LOOMIS, CA 95650-7724

Mortgage

Document Number	0000112990
Date	Sep 8, 2021
Instrument	2021-0112990

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 27, 2020
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000007201
Instrument Date	Jan 13, 2020
Instrument	7201
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4341 COGNAC CT LOOMIS CA 956507724, LOOMIS, CA 95650-7724

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 1, 2018
Property Address	4341 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000013618
Map Reference	MB S PG65
Instrument Date	Feb 26, 2018
Instrument	2018-0013618
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4341 COGNAC OURT, LOOMIS, CA 95650-7724

Mortgage

Document Number	0000013619
Date	Mar 1, 2018
Instrument	2018-0013619

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,456 (+2%) Land $352,177 Building $474,279
2025	$9,873.00 (+5.51%)	$810,252 (+9.85%) Land $345,272 Building $464,980
2023	$9,357.00 (-0.05%)	$737,614 Land $331,865 Building $405,749
2022	$9,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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