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4340 NE Joes Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 4340 NE Joes Point Rd, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,581 sqft · built 1984
Lot Size0.317 acres (13,809 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Aug 2007)
Tax Bill$13,105 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-37-41-003-000-0005.0-2-0000

Property Details

APN / Parcel Number

Primary APN24-37-41-003-000-0005.0-2-0000
Alternative APNs
  • 24-37-41-003-000-00050-2
  • 3396

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,581 sqft Living Area
Gross Area3,109 sqft
1st Floor Area2,581 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,809 sqft (0.317 acres)
Lot Dimensions100 ft deep x 81 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area433 sqft
Patio Area220 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3396
Street Address4340 NE JOES POINT RD
CitySTUART
StateFL
Zip34996-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionJOES POINT LOT 5
Legal Range41E
Legal Township37S
Legal Section24
Legal SubdivisionJOES POINT
Legal Block2
Legal Lot Number5
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2013
Census Tract100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4340 NE JOES POINT RD, STUART, FL 34996-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2007 · Amount on Record
Deed SaleAug 27, 2007 · Amount on Record
Prior SaleAug 24, 2004 · Amount on Record
Deed Document Number20072035234
Deed Book / Page2274 / 1437
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4340 NE JOES POINT RD, STUART, FL 34996-1440
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030132885
DateSep 4, 2018
Book Page03013/2885
Instrument2713832
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,105.00 (-0.92%) Additional exemption filed$834,367 (+5.99%)$1,516,460 (-2.43%) Land $1,255,500 Building $260,960
2024$13,227.00 (+1.61%)
2023$13,018.00 (+3.24%) Additional exemption filed$787,236 (+3%)$1,554,240 (+35.69%) Land $1,215,000 Building $339,240
2022$12,609.00 Homeowner's exemption$764,307$1,145,400 Land $858,600 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 260 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,495 units insured
incl. 1,235 condo units
Nearby Flood Claims189 (1984–2024)
Claims Outside the SFHA94 of 189
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Wilma, Oct 2005 · 10 claims
  • Hurricane Frances, Sep 2004 · 101 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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