4380 NE Joes Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 4380 NE Joes Point Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,122 sqft · built 2006
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Trust Names on File
Last Sale	$2,900,000 (Feb 2022)
Tax Bill	$38,549 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-37-41-003-000-0003.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`24-37-41-003-000-0003.0-7-0000`
Alternative APNs	`24-37-41-003-000-00030-7` `3394`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,122 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	2,692 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	250 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,097 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3394
Street Address	4380 NE JOES POINT RD
City	STUART
State	FL
Zip	34996-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	JOES POINT LOT 3
Legal Range	41E
Legal Township	37S
Legal Section	24
Legal Subdivision	JOES POINT
Legal Block	2
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	100

Owner

4380 NE Joes Point Rd is owner-occupied and held in a trust since February 2022.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4380 NE JOES POINT RD, STUART, FL 34996-1440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FUNDLOANS CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Apr 7, 2004 · Amount on File
Deed Document Number	20222942223
Deed Book / Page	3292 / 1384
Prior Transfer Date	Jun 1, 2011
Prior Transfer Doc	0025240045
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2022
Property Address	4380 NE JOES POINT RD, STUART, FL 34996-1440
Document Number	0033321707
Book / Page	3332 / 1707
Map Reference	MB 7 PG 91
Instrument Date	Aug 25, 2022
Instrument	2977492
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4380 NE JOES POINT RD, 4380, STUART, FL 34996-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4380 NE JOES POINT RD, STUART, FL 34996-1440

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 11, 2022
Property Address	4380 NE JOES POINT RD, STUART, FL 34996-1440
Document Number	0032921384
Book / Page	3292 / 1384
Map Reference	MB 7 PG 91
Instrument Date	Feb 10, 2022
Instrument	2942223
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	INTRACOASTAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8600 S OCEAN DR PH 6, 8600, JENSEN BEACH, FL 34957-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 NE JOES POINT RD, STUART, FL 34996-1440

Mortgage

Document Number	0032921387
Date	Feb 11, 2022
Instrument	3292/1387

Lender

Name	FUNDLOANS CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4380 NE Joes Point Rd was $38,549 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,549.00 (-1.06%) Homeowner's exemption	$2,428,458	$2,696,930 Land $1,240,000 Building $1,456,930
2024	$38,963.00 (+1.43%)
2023	$38,415.00 (+139.82%) Additional exemption filed	$2,291,280 (+137.11%) Land $1,200,000 Building $1,091,280	$2,291,280 (+19.2%) Land $1,200,000 Building $1,091,280
2022	$16,018.00 Homeowner's exemption	$966,336	$1,922,270 Land $848,000 Building $1,074,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4380 NE Joes Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 260 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,495 units insured incl. 1,235 condo units
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	94 of 189
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Wilma, Oct 2005 · 10 claims Hurricane Frances, Sep 2004 · 101 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4380 NE Joes Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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