4300 NE Joes Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 4300 NE Joes Point Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 5,186 sqft · built 2002
Lot Size	0.294 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$3,250,000 (Apr 2022)
Tax Bill	$42,970 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-37-41-003-000-00070-8`

Property Details

APN / Parcel Number

Primary APN	`24-37-41-003-000-00070-8`
Alternative APN	`3398`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	5,186 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	12,850 sqft (0.294 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Porch
Porch Area	987 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3398
Street Address	4300 NE JOES POINT RD
City	STUART
State	FL
Zip	34996-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOE'S POINT LOT 7
Legal Range	41E
Legal Township	37S
Legal Section	24
Legal Subdivision	JOES POINT
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	100

Owner

Source: Martin County records · APN 24-37-41-003-000-00070-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4300 NE JOES POINT RD, STUART, FL 34996-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Oct 05, 2001
Deed Document Number	0033072147
Deed Book / Page	3307 / 2147
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 20, 2022
Property Address	4300 NE JOES POINT RD, STUART, FL 34996-1440
Document Number	0033072147
Book / Page	3307 / 2147
Map Reference	MB 7 PG 91
Instrument Date	Apr 05, 2022
Instrument	2955299
Transaction Type	Transfer
Record Updated	May 05, 2022
Title Company	INTRACOASTAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5650 S OCEAN DR706, 5650, JENSEN BEACH, FL 34957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 NE JOES POINT RD, STUART, FL 34996-1440

Mortgage

Document Number	0033072150
Date	Apr 20, 2022
Instrument	3307/2150

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	May 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,580,950 (+8.5%) Land $1,209,000 Building $1,371,950	$2,580,950 (+8.5%) Land $1,209,000 Building $1,371,950
2024	$42,970.00 (+5.87%)
2023	$40,588.00 (+126.69%)	$2,378,800 (+120.64%) Land $1,170,000 Building $1,208,800	$2,378,800 (+35.32%) Land $1,170,000 Building $1,208,800
2022	$17,905.00 Homeowner's exemption	$1,078,125	$1,757,940 Land $826,800 Building $931,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 260 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,495 units insured incl. 1,235 condo units
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	94 of 189
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Wilma, Oct 2005 · 10 claims Hurricane Frances, Sep 2004 · 101 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.