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  5. NE Joes Point Rd

4360 NE Joes Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 4360 NE Joes Point Rd, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,567 sqft · built 1980
Lot Size0.321 acres (14,026 sqft)
OwnerIndividual Name on File
Last Sale$1,125,000 (Jul 2020)
Tax Bill$14,954 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-37-41-003-000-00040-5

Property Details

APN / Parcel Number

Primary APN24-37-41-003-000-00040-5
Alternative APN
  • 3395

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,567 sqft Living Area
1st Floor Area1,825 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,026 sqft (0.321 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area641 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3395
Street Address4360 NE JOES POINT RD
CitySTUART
StateFL
Zip34996-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOE'S POINT LOT 4
Legal Range41E
Legal Township37S
Legal Section24
Legal SubdivisionJOES POINT
Legal Lot Number4
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2013
Census Tract100

Owner

Source: Martin County records · APN 24-37-41-003-000-00040-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4360 NE JOES POINT RD, STUART, FL 34996-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK
Jul 29, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Prior SaleJun 03, 2014 · Amount on Record
Deed Document Number0031461417
Deed Book / Page3146 / 1417
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4360 NE JOES POINT RD, STUART, FL 34996-1440
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 NE JOES POINT RD, STUART, FL 34996-1440

Mortgage

Document Number0032130878
DateApr 07, 2021
Book Page3213/878
Instrument2879861
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4360 NE JOES POINT RD, STUART, FL 34996-1440
Document Number0031461420
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 NE JOES POINT RD STUART FL 349961440, STUART, FL 34996-1440

Mortgage

Document Number0031461420
DateJul 29, 2020
Book Page003146/001420
Instrument2828541
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 29, 2020
Property Address4360 NE JOES POINT RD, STUART, FL 34996-1440
Document Number0031461417
Book / Page3146 / 1417
Map ReferenceMB 7 PG 91
Instrument DateJul 20, 2020
Instrument2828540
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 20887, LEHIGH VALLEY, PA 18002-0887

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 NE JOES POINT RD, STUART, FL 34996-1440

Mortgage

Document Number0031461420
DateJul 29, 2020
Instrument3146/1420
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$941,334 (+5.99%)$1,983,680 (+13.28%) Land $1,240,000 Building $743,680
2024$14,954.00 (+1.58%)
2023$14,722.00 (+3.23%) Additional exemption filed$888,161 (+3%)$1,751,130 (+33.92%) Land $1,200,000 Building $551,130
2022$14,262.00 Homeowner's exemption$862,293$1,307,620 Land $848,000 Building $459,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 260 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,495 units insured
incl. 1,235 condo units
Nearby Flood Claims189 (1984–2024)
Claims Outside the SFHA94 of 189
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Wilma, Oct 2005 · 10 claims
  • Hurricane Frances, Sep 2004 · 101 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 44 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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